Southwood Calculator
Monthly visits
Monthly on-site hours
Monthly remote admin hours
Total billable hours
Estimated monthly invoice revenue
Retained earnings per hour invested
Below $17/hrTarget $25/hrAbove target
Approx Monthly Operating Costs
Approx Corporate Tax
Private — Incorporated Business
Estimated monthly profit retained in corporation
Calculation Breakdown
Private Assumptions
Corporate retained earnings are not personal take-home income. Estimates exclude personal salary/dividend tax, GST, and incorporation setup costs. The personal-services-business scenario is simplified and does not account for restricted deductions. This hide/show control is visual only, not secure access control.